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No Waiting Period Low Cost Affordable Dental Plans. Affordable Dental Insurance Plans.
Need Immediate Dental Coverage?  Quotes By Zip Code. Dental Insurance Plan Applications Completed 100% Online. No Wet Signatures No Agents Calls No Paperwork Period
Quotes By Zip Code. Applications Completed 100% Online. No Wet Signatures No Agents Calls No Paperwork Period. Affordable Dental Insurance Plans For Individuals & Families Since 1975
Compare Affordable Dental Insurance Plans Side by Side

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Instant Dental Insurance Quotes.
Get Quotes, Compare Plans & Benefits By Zip Code
& Apply Here 24/7. 
Third Day Coverage Available.
(from Application Date)
Call Your Dentist's Office to See Which of the Plans
They Accept Before Making Your Purchase......
Most Plans Are Available Nationwide.

**Need Immediate Dental Coverage with No Waiting Periods on Preexisting Conditions
& No Yearly Benefit Limits on Most Procedures ?
Be Sure to Review SafeGuard's DHMO Plans.   If the SafeGuard Plans are Available
to You From a Dentist a Driveable Distance from Your Home, Drive a Little,
Save a Lot.   A pre-existing condition is any dental or oral health condition,
which existed before joining the plan.
SafeGuard does not exclude pre-existing conditions on the offered plan.
With the SafeGuard Dental Plans:
The "DHMO Insurance Plans" are Available in Only Three States - in California, Florida, & Texas.
**See Below  No claim forms. No deductibles. No annual maximums.
Many procedures at low  or no co-payment
Large networks of pre-screened general dentists and specialists
Selected general dental offices participate in periodic quality assessment reviews.
Family members can each select their own network general dental office Dental office selection.
Adult and child orthodontics Specialty care benefits at reduced fees / Benefits for tooth-colored (white) fillings Emergency care available 24 hours a day,
7 days a week.
See & Compare More Than 30 Nationswide True Dental Insurance Plans Plans Include DHMO's -See Above for More Information- with No Waiting Periods or Maximums. Completely Online Including  Applications. You Can Compare Both Types of Dental Coverage: Dental Insurance  and Discount Dental Plans 50+ Plans Nationwide
See Available Dentists Lists By Zip Code

Shop in Confidence With Our Secure Hyperlinks
to Top Companies That Offer Health Life & Dental Insurance to Residents (Individuals & Families)
Across the U.S.  & the World.
We Offer You Affordable Dependable Health, Life and Dental Insurance Products.
It Cost You Nothing to Use Our Hyperlinks Your Rates Will Be the Same As Dealing Directly With the Companies.
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*see insurance companies'  and benefit providers'  outline of coverage  and policy for  actual benefits, limitations, and exclusions

Compare Benefits of Dental Insurance Plans & Discount Dental Plans Below
Dental Insurance 101
Types of Dental Insurance Plans


DHMO -
Dental Health Maintenance Organization
Typically, the least expensive of dental plans . All dental services are provided by professional dentists who agree to provide specific treatements and services to patients at no charge (some services may require a co-payment.)

DHMO plans reward participating dentists who keep patients in good health, thereby keeping plan costs low. Dentists are paid directly by the insurance company for each individual, regardless of how much or how often covered services are used.

Indemnity-
Usually allows the patient to go to the dentist of their choice. These plans generally pay a portion of the dentist's fee or a set dollar amount (usually, whichever is less).

Payments may be made to the insured member or, by assignment, directly to the dentist. If there is a difference between the amount paid and the dentist's full charge and the amount paid, the individual usually pays the difference.

PPO - Preferred Provider Organization-
Generally less expensive than Indemnity dental plans. Individuals select their dentist from a network or listing of dental providers who have agreed by contract to reduce their fees.

Individuals can also seek treatment from dentists outside of the PPO (non-participating  dentists) but may be responsible for higher deductibles and/or co-payments.

Scheduled -
A scheduled plan or scheduled reimbursement plan reimburses you for a specific amount based on a fee schedule with any balance due being your responsibility.  Scheduled plans do include a calendar year maximum, a deductible and have waiting periods on certain procedures. A Scheduled plan shows every covered procedure and the amount you will be reimbursed for each procedure. For example,
if the insurance reimburses $47 for a cleaning, and your dentist charges you $50 for a cleaning, you would be responsible for the difference of $3.

Discount Card -
Discount cards are offered as a way to lower the cost of dental care. These cards are especially attractive for people who do not have insurance coverage for these services or who have inadequate coverage. Discount cards allow for unlimited use of services by using a dental network and are based on a discounted fee schedule.
The cost of your membership card is small compared to the potential savings for you and your family.

Why Get Insurance?
People buy dental insurance for a variety of reasons. Here are three of the most common reasons.

To Pay For Costly Care.
Dental care can be a simple cleaning and x-rays. Or, it can involve costly care from orthodontics (braces) to crowns and oral surgery. Dental insurance generally pays all or a percentage of the charges related to your dental care.

To Maintain A Healthy Mouth.
Studies show that regular dental check-ups and cleanings help maintain a healthy mouth. That's why most insurance plans pay 100% for check-ups every six (6) months. Some will even cover (pay for) a check-up immediately after you are approved for coverage.

To Protect Their Children.
From cavities to braces, younger family members will benefit from regular professional dental care. Dental insurance can be a very affordable way to protect against the cost of regular check-ups. Your plan may even pay for more costly care -- even braces.   But, the real question most people ask is:

" Will I benefit by buying dental insurance?"
the brief answer:
most likely There are many forms of insurance. Some, like car insurance, only provide a benefit to the few people who have a costly accident. Some, like life insurance, typically don't provide a benefit for many years. Some, like medical or health insurance, provide immediate benefits, but can be very costly.

Dental insurance is rather unique.
First, its low cost makes it highly affordable for individuals and families. Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately.

Finally,
the price of maintaining a healthy mouth can cost hundreds ... even thousands of dollars. Should you ever need costly care, from filings and crowns to periodontics and orthodontics, your dental insurance will be there to provide benefits when needed.

So, if you buy dental insurance,
you will probably use it.
And, like millions of Americans who have protection, you'll probably be glad you did.

There are many forms of insurance.
Some, like car insurance, only provide a benefit to the few people who have a costly accident. Some, like life insurance, typically don't provide a benefit for many years. Some, like medical or health insurance, provide immediate benefits, but can be very costly.

Dental insurance is rather unique.
First, its low cost makes it highly affordable for individuals and families. Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately.

Finally,
the price of maintaining a healthy mouth can cost hundreds ... even thousands of dollars. Should you ever need costly care, from filings and crowns to periodontics and orthodontics, your dental insurance will be there to provide benefits when needed.

So, if you buy dental insurance,
you will probably use it. And, like millions of Americans who have protection, you'll  probably be glad you did.

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Discount Dental 101

Even if you already have dental insurance, the discounts
offered by our discount dental plans may be used after
your dental insurance plan maximum has been reached
for even more savings on your dental care. Please
consult with a participating dentist or dental care
specialist before beginning treatment.

DISCOUNT DENTAL PLAN
Characteristics Include:

-No annual limits –
plan members enjoy discounts on most dental
care services all year long.

-Most plans activate within 3 business days
No tiresome paperwork hassles – plan members simply
present their membership card at a participating
dentist office for discounts on most dental services.

-No health restrictions
there is no need to wait for comprehensive
dental treatment plans.

-Select plans include:
discounts on dental specialties, including cosmetic
dentistry  and orthodontics.

-Consumers pay affordable membership fees
for access to a network of dentists offering
discounts on most dental procedures

-Available directly to individuals,
families, businesses and groups

For Example:
The majority of dental insurance policies have annual
maximums that are typically around $1000 to $1500.
So if you need dental care treatments that cost more than
$1000 like braces, root canals, crowns, oral surgery or
dentures, you will have to pay the difference with
a dental insurance plan.

How It Works
Discount dental plans are not dental insurance plans but dental
discount programs instead. Participating dentists have agreed
to accept a discounted fee from discount dental plan members
as payment-in-full for dental services performed. There are a
variety of other key differences between discount dental plans
and dental insurance plans. Select discount dental plans even
offer significant discounts on cosmetic dentistry services
like  teeth whitening, bonding and veneers.

Additionally, since discount dental plans activate
within 3 business days and do not have any health restrictions, you won’t need to wait 6 to 18 months
to receive the dental care you need.

Discount dental plans are an affordable, easy-to-use and
hassle-free solution for anyone looking for dental care savings.

Alternatively, since discount dental plans do not have
annual limits, you can use your plan as often as needed.
Plus, our plans may even be used to reduce
your out-of-pocket dental care costs once
you’ve reached the annual maximum on your
dental insurance plan.

Other Discount Plans
Coast to Coast Vision Highlights

• Availability: Nationwide
Benefit Summary: Owned and operated by New Benefits,
Coast to Coast Vision (CTC) has over 12,000 participating
eye care locations nationwide. Members save on eyeglasses,
contacts (excluding disposables), eye exams and surgical
procedures. The CTC provider network is the most comprehensive
in the U.S. and includes ophthalmologists, optometrists,
independent optical centers and national chain locations
such as Pearle Vision, JC Penney Optical, Sears Optical,
LensCrafters, and EyeMasters stores.
Highlights: Savings of 10% to 60% at over 12,000
provider locations nationwide.
Most frames, lenses and specialty items such as tints,
scratch resistant coatings and ultraviolet protection are available.
No limit on the number of times the membership may be used
during the year.  Two guarantees - 30-day Guarantee: If for any
reason a member is not satisfied, the merchandise may be
returned within 30 days for an exchange or a full refund. Additionally,
if a member finds a lower price anywhere else on the exact same
pair of prescription eyeglasses within 30 days of purchase,
the difference will be cheerfully refunded.
Members may nominate their eye care professional
to join the network.

Discount Dental Plans
Get your policy  in hand in a couple of days.
You have nothing to lose..
.and absolutely no obligation:
Every policy comes
with a 10-Day Money - Back Guarantee
(Free Look Period)
Are you paying too much at the dentist?  DentalPlans.com can help!
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No Waiting Period Low Cost Affordable Dental Plans. Affordable Dental Insurance
Need Immediate Dental Coverage?  Quotes By Zip Code. Dental Insurance Plan Applications
Completed 100% Online. No Wet Signatures No Agents Calls No Paperwork Period!
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